Does McCain's health care plan require coverage for people with pre-existing conditions?
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Does McCain's health care plan require coverage for peo... - 10/13/2008 9:48:58 AM
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KaseyTom
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My understanding is it doesn't. For me, that is the number one requirement for a health care plan overhaul.
< Message edited by KaseyTom -- 10/13/2008 10:10:17 AM >
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RE: Does McCain's health care plan require coverage for... - 10/13/2008 9:55:47 AM
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P31W
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Joined: 6/13/2005
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A Specific Plan of Action: Ensuring Care for Higher Risk Patients
John McCain's Plan Cares For The Traditionally Uninsurable. John McCain understands that those without prior group coverage and those with pre-existing conditions have the most difficulty on the individual market, and we need to make sure they get the high-quality coverage they need.
John McCain Will Work With States To Establish A Guaranteed Access Plan. As President, John McCain will work with governors to develop a best practice model that states can follow - a Guaranteed Access Plan or GAP - that would reflect the best experience of the states to ensure these patients have access to health coverage. One approach would establish a nonprofit corporation that would contract with insurers to cover patients who have been denied insurance and could join with other state plans to enlarge pools and lower overhead costs. There would be reasonable limits on premiums, and assistance would be available for Americans below a certain income level.
John McCain Will Promote Proper Incentives. John McCain will work with Congress, the governors, and industry to make sure this approach is funded adequately and has the right incentives to reduce costs such as disease management, individual case management, and health and wellness programs
copied from www.johnmccain.com
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RE: Does McCain's health care plan require coverage for... - 10/13/2008 10:09:22 AM
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KaseyTom
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Thanks, I should have looked at McCains site first.
Given my situation, I still prefer Obama's approach:
"Require insurance companies to cover pre-existing conditions so all Americans regardless of their health status or history can get comprehensive benefits at fair and stable premiums. "
http://www.barackobama.com/issues/healthcare/
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RE: Does McCain's health care plan require coverage for... - 10/13/2008 10:14:58 AM
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P31W
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quote:
"Require insurance companies to cover pre-existing conditions so all Americans regardless of their health status or history can get comprehensive benefits at fair and stable premiums.
You might want to investigate what "fair and stable premiums" means. It's very vague and could mean $10,000.00 per month.
I have auto insurance with state farm. A few years ago they sent me and my husband a letter of guarantee. We are guaranteed auto insurance for the rest of our life. What they don't guarante is what the premiums will be. That is the "catch"....will they offer it to us at a price we can afford.
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RE: Does McCain's health care plan require coverage for... - 10/13/2008 10:26:25 AM
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phreddy
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quote:
ORIGINAL: KaseyTom
"Require insurance companies to cover pre-existing conditions so all Americans regardless of their health status or history can get comprehensive benefits at fair and stable premiums. "
http://www.barackobama.com/issues/healthcare/
Most anyone who has dealt with the health insurance industry would agree that there is a logical fallacy in that sentence. Making new federal requirements on the industry has never resulted in fair and stable premiums. Particularly, HMO's(legislation introduced by Ted Kenndy in the 70's) are one of the major reasons premiums are escalating dramatically year after year.
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