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Paying for College - 4/14/2008 12:18:23 AM
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bellann
Posts: 6
Joined: 10/30/2007
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I'm 19 years old and I'm paying for college myself. I've actually graduated from high school last year, and took the year off to work (more) and save money for school. My question is: I'm wondering if anyone else is paying for college by themselves; not getting money from their parents, grandparents, ect. I know this is against our society and how it thinks, but this is the decision my parents and I made (more them than me) and I was wondering who else is doing what I'm doing, if anyone.
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RE: Paying for College - 4/14/2008 3:49:51 AM
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PhrozenPhoenix
Posts: 206
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Well I've been working for the last year and a half saving up for school.... my parents were never able to send me to school. My brother took out loan to pay for his schooling. Don't pay for it ourself, we don't go.
If I actually go to school thats a different story. I have enough saved up (really depends on the school) but I don't really have any drive to go anymore (kinda lost interest and not sure what I wanna do anymore). But oh well, I have a nice savings now anyway.
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RE: Paying for College - 4/14/2008 3:55:10 AM
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1love1God1way
Posts: 1937
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I sold myself to a medical research lab for some quick easy money.
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-Ben-
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RE: Paying for College - 4/14/2008 3:43:55 PM
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violinist_for_jesus
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I am basically in the same boat as you are. (I did take two weeks' worht of college last fall though, lol)
I'll have $500 bucks saved up by the end of the month. (Of course, I do not plan on going full time this fall either, I've commited myself to working at least part time)
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RE: Paying for College - 4/14/2008 7:28:28 PM
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ShutterBox
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Well, I thought that's how it was going to end up for me, because my immediate parents said the same thing and so I'd either join the service or pay myself somehow. but my father has apparently been stashing some money away and hopes to have enough to put me through college. I could go for a significantly lower cost of tuition but I don't live with him and he's in a different state. no residency = plan A Fails.
Still, there are tons of grants out there. I am going to be a teacher, and so I'll be looking into grants to help out with my tuition costs.
You might try dong that. I've been told that most colleges wont tell you a lot of things if you don't ask. Search for grants and scholarships in your state/area that you might qualify for and ask the people at the colleges you are checking out.
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The Picture Muse
Adopted Sibs:
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RE: Paying for College - 4/15/2008 6:58:58 PM
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_Cinderella_
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I live in Nevada, and since 2000 they have been giving out a scholarship to anyone who graduates with a certain GPA.
So thankfully I have that and it pays for 2/3 of my tuition.
I have paid for the other 1/3 plus books by myself.
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~*Catherine*~ aka ~*PC*~
Live like you're loved by the Lord up above.
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<--- one of my foster kitties named "Midnight"
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RE: Paying for College - 4/16/2008 8:56:35 AM
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khavecat
Posts: 5
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my parents paid for the first 2 years. I had to pay the rest. I worked at ups, to get through.
Have you tried a business on the side. I have friends that use network marketing. There are several out there
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RE: Paying for College - 4/20/2008 12:03:59 AM
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dryden
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Joined: 1/19/2008
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I haven't really tried that because fortunately my parents are really supportive of me. I do have extra work just to help out with my allowance but in the fees and payments they are the ones who are paying. I do have a friend who is the one paying for her education. She has a job and she is really budgeting as wisely as she can. She has shared to me that it is really hard studying and working at the same time.
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I can't help myself but I simply love to shop
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RE: Paying for College - 4/23/2008 10:04:51 AM
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dawntreader
Posts: 45
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My situation was that my parents were so poorly off financially that I was eligible for a ton of need-based grants when I applied for aid through the FAFSA. They weren't able to help me with anything, so I worked part-time and went to school full time. It is difficult to do that, but if you're dedicated to academics and enjoy what you're going to school for, it isn't that bad.
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RE: Paying for College - 5/6/2008 9:20:18 PM
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aoyak
Posts: 1062
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it's so hard having to pay for college myself. I didnt get financial aid cos my parent make too much- a burden for me. I so much wish I can file on my own. All thanks to God though, cos all things are going well even though I dont know how to pay for my next semester.
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fill my cup Lord! I lift it up to you
Come and quench this thirsting in my soul.
Bunmi.
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RE: Paying for College - 5/6/2008 10:14:58 PM
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rgod
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I did it when I went to undergrad in the 90s. I wasn't too happy about it at the time, but looking back, it was one of the best things that my parents could have done because I learned a lot about financial responsibility. I avoided a lot of traps with finances that my friends fell into, simply because I understood what it was to have debt (from a previous car loan that I was paying). When I graduated from undergrad, I had $1400 in debt, which I was able to pay off in a year. (I landed a higher paying job and made getting rid of debt my highest priority, the second was getting a new car). Here is how I did it:
1. I went to community college for the first two years. I went in county - then transferred to an out of county school when I found a cheaper rate. I was very careful to take courses that would transfer.
2. I applied for scholarships, grants, etc, where I could and I avoided loans like the plague.
3. I held a job that I hated, but that gave me tremendous advantages. I worked full-time for some of the time and part-time for some of the time (mostly full time). I had a job where they were flexible and where I could actually study if I needed to or take time off of work around finals time. Plus all of my health insurance, etc. was covered.
4. I worked with my parents so that I could declare myself as an independent student. That meant paying them rent, even though I lived at home, and being able to demonstrate to the IRS/FAFSA-folks that I was providing the lionsshare of my own support. (This helped me to get more financial aid which more than covered what I was paying in rent).
5. For my last two years, I went to a public, state university that had a good reputation but was low cost.
It took me 5 years to finish because there were a couple of semesters when I couldn't take classes, but I was able to finish by 23 (I started when I was 18).
Now I am in graduate school, and I'm applying a modified strategy. Here is what I'm doing now:
1. I moved to a state that has low tuition cost for school and started establishing residency before the first day of school for the coming year (that includes all of my paperwork). I didn't move here only for school - I like it here and will probably stay. The school though was a big plus.
2. The first year, I was an out of state student, but I got a teaching/research assistantship that covered a large amount of the tuition.
3. Before I started graduate school, I set aside investment money so that tuition would be covered and I wouldn't have to worry.
4. I am giving up luxuries right now so that I can live simply.
5. I'm doing without a new car (my old car is running fine) and have delayed some cosmetic type repairs so that I can divert my attention and funds towards school.
Prayerfully when I'm done, I'll be able to graduate with no debt (my favorite two words in the english language).
If you are willing to sacrifice a bit, you might be able to do something similar. (Depending on how flexible you are with schools). Fill out your FAFSA, check out schools carefully, be careful with loans and debt, particularly if you aren't going into a lucrative career. Consider community colleges - even if you are enrolled in a university, they might accept transfer credits - so classes like basic math (algebra, calculus, statistics), english, psychology, sociology - might be able to be taken there at a fraction of the cost and transferred in - even as you are attending university. If you can, try to work, but if it interferes with your study, you'll need to go another route. And finally, apply for scholarships, grants, etc. Apply for all that you can, whether it is in school or outside of school. And keep your grades up - you'll have a much greater shot at a scholarship if your grades are high than if they aren't.
When I was at the end of my rope (senior year of college) and I didn't know how I was going to pay for school, I received a full-tuition scholarship. I hadn't even applied for it, but God took care of me. That was also the year that I got saved. Just as He made a way for me, He will make a way for you too. You can make it - just keep the faith. Take care!
rgod
< Message edited by rgod -- 5/7/2008 9:54:07 AM >
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RE: Paying for College - 5/14/2008 11:42:36 PM
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Amy_mk1615
Posts: 2
Joined: 5/12/2008
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Bell just wondering around in her and i saw this lol
I am paying for schol w/out anyones help and thats a stresser, No financial aid or anything ugh, right? anyways u are not alone my sister lol
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