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RE: SAHM support/encouragement - 5/8/2008 6:51:26 PM
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nicole6598
Posts: 4094
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Christina-Happy Belated Anniversary, hope it was a great day for you, and praying for your quitting thing. You can do it!! BTW my hubby has been smoke free now for 6 months!! WOO HOO Sandy-nope no closer to working out what to do. We have worked out that we won't be renting this one out and living in the new one, we wouldn't be able to afford the extras that go along with it, like paying for insurance on 2 homes, the water and rates for 2 homes etc. WE got the house valued yesterday but he is dropping the paperwork off today so I don't know how much this is worth. We could afford the new house once its built, we may only have about $100 or 150 left over at the end of the week (that's taking all the bills, presents etc into account as much as we can). And that's going on hubby's old wage, he is getting a $3 an hour pay rise shortly. It's the bit where you are still living in your old home waiting for the new one to be built and there could be delays with the new one which means you are paying 2 loans for anywhere up to 6 months sometimes. We do have the deposit though now, hubby sold his bike yesterday so we have the money they need. We just don't know what to do!!!!!!!!!!!!!!!!!!!!
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Proud Aussie, Wife, Mother, Woman!
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RE: SAHM support/encouragement - 5/8/2008 6:51:36 PM
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paulsbride
Posts: 1877
Joined: 5/19/2005
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quote:
Jessica and Sandy...our commissary is having their case lot sale right now...is yours? (oh yeah...and Ryanne...sorry I forgot you I checked online this week and it didn't say. I plan on shopping tomorrow tho, so I'll find out then! What deals did you get Sarah?
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-Jessica- <--- 25 weeks MY BLOG
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RE: SAHM support/encouragement - 5/8/2008 7:04:32 PM
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Mrs.Wifey
Posts: 5088
Joined: 4/12/2005
From: The Gorgeous plains of Colorado
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Nicole, until you have all the money you would need BEFORE the house is done(all the building costs) I would not undertake such a project. It's to much of a risk especially if Arch hasn't received his raise yet. I would suggest you take the money you would be paying and start socking it away in the bank, and build when you have enough. It will also give you a chance to see if your proposed budget will work.
< Message edited by Mrs.Wifey -- 5/8/2008 7:11:09 PM >
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RE: SAHM support/encouragement - 5/8/2008 7:17:09 PM
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nicole6598
Posts: 4094
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the house is about the same size as this so the bills wouldn't really go up but I see your point. I guess I am just anxious because I don't know how much more land they will be releasing after this lot is through, it may be years and I don't think I can stand living here with so many things that need fixing and by that time it could be even more expensive. I just really had my heart on a new home and not this old yucky one....
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Proud Aussie, Wife, Mother, Woman!
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RE: SAHM support/encouragement - 5/8/2008 11:58:31 PM
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nicole6598
Posts: 4094
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Could be Sarah, you just dont know huh? I spoke to the financial guy again after we got the valuation and its atleast $40,000 more than we thought so that could help. Also by doing the loan as line of credit means we wouldnt really be paying much at all until we used each part of the loan and things wouldn't start until September which would give us time to save and the house would be done about 12 months after that... We have some decisions to make this weekend. Please pray for us that we use wisdom? Ugh, its hard to do all this stuff and be there for the kids. Grace is off her tree today and Nath is not much better.
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Proud Aussie, Wife, Mother, Woman!
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RE: SAHM support/encouragement - 5/9/2008 9:25:54 AM
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purejoy
Posts: 883
Joined: 4/15/2005
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Praying for you in your decision, Nicole. I agree with the others...if this would be stretching you at all financially, it may not be where the Lord is leading you. So I pray that God would give you guys wisdom and discernment as you work through this!
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RE: SAHM support/encouragement - 5/9/2008 9:34:47 AM
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PrincessDonna
Posts: 10436
Joined: 4/11/2005
From: Cow country, Upstate NY
Status: online
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LOL, Rachel!
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<<-----------Brian + vacuum= sexy man!! |
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RE: SAHM support/encouragement - 5/9/2008 10:05:30 AM
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lexie
Posts: 3067
Joined: 6/27/2005
From: Toronto
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quote:
Rachel- my freelance job fell in my lap, so I don't know how to break into it. My current job fell into my lap as well. But there are lots of ways that you can build up your portfolio. Look at magazines, newsletters, papers that you read. Many have a "your say" column where readers write in. I'm working on one article for a magazine now that does that, to send in. Write for whatever you can, no matter how small, to build up your portfolio. Then you can begin approaching publications with article ideas. It's a hard business to break into and can take a while, but it is a lot of fun. Have a blessed day ladies!
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RE: SAHM support/encouragement - 5/9/2008 10:52:53 AM
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isaacsmom
Posts: 1997
Joined: 12/2/2005
Status: online
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quote:
ORIGINAL: Mrs.Wifey quote:
Goodbye, old, stinky slow computer, hello new 15" screen laptop!! LOL! I just got a new laptop a couple months ago and now DH has severe laptop envy. I have a feeling our desktop(although not old and stinky) will be packed away pretty soon Which is fine with me, gives us more space if we don't need a desk. Yes, I'm SO looking forward to the space. Right now we have a huge computer desk and this clunky desktop in the kids' room. And they share. So in this room, there is a computer/desk, dresser, crib, toddler bed, toybox and a billion toys. It'll be nice to move this thing out of here. Hubby's parents bought us this computer and desk about 7 years ago while we were in college. It sure has been a blessing. But now it's out of memory and outdated and starting to fall apart (my CD drives/burners won't work).
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<<< My littlest punkin' *~*~*Rachel*~*~* pirtlefarm.blogspot.com Beware of posing as a profound person -- God became a baby. ~Oswald Chambers
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RE: SAHM support/encouragement - 5/9/2008 11:02:11 AM
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Sideways
Posts: 3722
Joined: 4/12/2005
Status: offline
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quote:
ORIGINAL: nicole6598 Please pray for us that we use wisdom? Ugh, its hard to do all this stuff and be there for the kids. Grace is off her tree today and Nath is not much better. Will pray, Nicole. Hope the kids are better for you; I'm sure they sense a lot of the energy going around.
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RE: SAHM support/encouragement - 5/9/2008 12:28:38 PM
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isaacsmom
Posts: 1997
Joined: 12/2/2005
Status: online
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I'm SO looking forward to sitting on the front porch and playing online while the kids play. HERE are some pics from our Branson trip, if anyone wants to see.
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<<< My littlest punkin' *~*~*Rachel*~*~* pirtlefarm.blogspot.com Beware of posing as a profound person -- God became a baby. ~Oswald Chambers
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RE: SAHM support/encouragement - 5/9/2008 12:38:09 PM
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Mrs.Wifey
Posts: 5088
Joined: 4/12/2005
From: The Gorgeous plains of Colorado
Status: offline
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quote:
ORIGINAL: BlessedMamaofmany I want a laptop wicked bad! I'm thinking I'll be getting a laptop before too much longer, and my mom can use our desktop, she has one, but it sucks...and we don't need 2. Hmmmm... Sandy Watch BestBuy, I am slightly picky, but not overly since I mainly use it for internet and school work(word processing), I found one on sale at Best Buy for $450, it does need a little upgrade in memory but that will still not be expensive. Micah probably won't spend more then $600, eventually when we have room he can set up the desktop as a gaming machine, but until then it's going into the closet.
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