Are you ready to die? (financially)

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[Poll]

I own a burial plot or columbariun niche

12% (4)

I have plenty of life insurance

32% (10)

I have a will

22% (7)

I have expressed my wishes to family

22% (7)

I have none of the above

3% (1)

I really don't care, my carcass will be somone else's problem

0% (0)

I am not comfortable talking about it

0% (0)

Rather have the plasma tv right now than a plot

3% (1)

other

3% (1)

Total Votes : 31

(last vote on : 4/26/2008 11:22:31 PM)
(Poll will run till: -- )

Message

bluestone -> Are you ready to die? (financially) (4/14/2008 3:28:14 PM)
Dying is expensive, and without planning, your decendants or spouse will wind up making hard choices while under emotional duress. Are you ready? Are You preparing? Are you just not going to think about it? YOU MAY VOTE FOR MORE THAN ONE CHOICE

Harvie -> RE: Are you ready to die? (financially) (4/16/2008 3:50:01 AM)
Actually, dying is free. Funeral expenses and medical expenses can add up, though. My husband and I both have life insurance, medical insurance, and wills. (And we both plan to be cremated.)

buckifn -> RE: Are you ready to die? (financially) (4/16/2008 7:42:03 AM)
Funeral arrangements are a business arrangement and I like to tend to my own business as much as possible, so yes, I am pretty well prepared so my family won't have to handle more stress because I didn't do what I should have done.

bluestone -> RE: Are you ready to die? (financially) (4/16/2008 9:45:49 AM)
quote: ORIGINAL: buckifn Funeral arrangements are a business arrangement and I like to tend to my own business as much as possible, so yes, I am pretty well prepared so my family won't have to handle more stress because I didn't do what I should have done. Excellent attitude.

GroupW -> RE: Are you ready to die? (financially) (4/16/2008 10:27:34 AM)
Voted: Have life insurance (so much life insurance I'm worried I have created inappropriate incentives for my wife) Have a will Have a living will to specify end of life care (see comment #1 - thought it would be a good idea.) Have discussed it all with family No burial plot - we move around too much to own that kind of real estate. At this point, the plan is to cremate me and figure out where to put me later. (Maybe an urn that goes well with craftsman style decor so I can still look good even when I'm dead)

bluestone -> RE: Are you ready to die? (financially) (4/16/2008 10:47:24 AM)
If you are planning on cremation, make sure your family knows you feel strongly about it. Giving the order to the mortuary is a lot harder for them to do than for you to tell them it is what you want. Prearrangements can help in this area. "yes, please burn my Dad's body" is not easy for many people. If you plan on a traditional burial, go ahead and purchase the grave NOW, if at all possible. You can normally get a better deal than your family will at the last minute. Most cemeteries require payment in cash or credit card up front. Opening and closing of the grave fees only go up with passing years, so make sure you have it in writing that it is included with the plot purchase if you buy in advance of need.

GroupW -> RE: Are you ready to die? (financially) (4/16/2008 12:36:20 PM)
quote: ORIGINAL: bluestone If you are planning on cremation, make sure your family knows you feel strongly about it. Giving the order to the mortuary is a lot harder for them to do than for you to tell them it is what you want. Prearrangements can help in this area. If you plan on a traditional burial, go ahead and purchase the grave NOW, if at all possible. You can normally get a better deal than your family will at the last minute. Most cemeteries require payment in cash or credit card up front. Opening and closing of the grave fees only go up with passing years, so make sure you have it in writing that it is included with the plot purchase if you buy in advance of need. That's pretty much why we've talked about it. I don't feel strongly about it one way or the other since I'll be dead, but it will be up to the family. As far as buying the burial plot, the cost of keeping that money tied up in dirt for the next 40 years is just too high for me, particularly since I have no idea where we'll be calling home by then. It's easier to buy a plot when you stay in one place for a while.

elastic -> RE: Are you ready to die? (financially) (4/24/2008 1:05:06 PM)
my husband and i have a burial plot, the headstone, and the vault. we do not have a casket yet, or the pre-need stuff like opening and closing the vault...the last time we checked the price of all of that, it was around $8,000 for the both of us....crazy, crazy, crazy. when we die, we will be buried in my hometown, unless we change our minds and sell the plots.

LaurainAL -> RE: Are you ready to die? (financially) (4/24/2008 1:40:40 PM)
I don't have a burial policy, but I do have lots of life insurance. My kids are little so I bought as much as I could.

Kat_D -> RE: Are you ready to die? (financially) (4/24/2008 2:32:25 PM)
My parents had arranged and paid for every aspect of their funerals/burials years before they died. To not have to deal with funeral decisions and arrangements while grieving was one of the most wonderful gifts they ever gave us. I have insurance that will pay for my funeral expenses and have told my daughters I want to be cremated.

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